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´╗┐Bank manager jailed for theft of 450k from his customers

Kevin Jarlath Mitchell 54 had been working as a branch manager in ACC Bank in Kilrush, Co Clare, when the 19yearlong fraud was uncovered.

He came before Dublin Circuit Criminal Court on signed pleas of guilty from the District Court and confirmed seven such pleas before Judge Martin Nolan. They were accepted as sample pleas.

Mitchell, who now lives at Drimnagh Road, Drimnagh, pleaded guilty to charges of theft, obtaining cash and a cheque under false pretences and falsifying a DIRT compliance certificate on dates between January 1993 and February 2012.

Detective Garda Alec Cassidy told Vincent Heneghan, prosecuting, that Mitchell stole 197,000 from John Patrick Ryan 78 after leading the man to believe that he had been depositing his cash in a highinterest account for 19 years.

They believed he had invested the cash in a twoyear bond that would earn the couple about 4pc interest. He had in fact lodged the money in his own credit union account.

None of the cash was recovered but ACC bank fully reimbursed Mr Ryan and the Flanagans. Mitchell has since handed over his 600,000 pension to compensate the bank, which has been accepted.

The court heard that since the fraud was uncovered last year, Mitchells marriage has broken down, he has lost his job and has left the family home in Clare.

Det Garda Cassidy agreed with Ronan Munro, defending, that his clients early cooperation with the gardai greatly reduced the time spent on the investigation.

He accepted that the fraud began when Mitchell lost 80,000 after a property he bought collapsed and he had no insurance for the house.

Det Garda Cassidy further accepted that his crimes escalated as he continued to invest in property both in Ireland and abroad and he was effectively robbing Peter to pay Paul.